The license is limited to use on any Device that You own or control and as permitted by any applicable third party agreements You must agree to these Terms of Use in order to use the relevant Third Party Platform through the App
6 Cashback will be earned automatically at the amount or rate that we specify for each Program, and is provided by Us without impacting any other offers provided by the Merchant You are required to keep the Device, the Passcode and the credentials secure in the same manner as You would keep secure cash, cheques, debit or credit cards, and other personal identification numbers and passwords

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c In the event You cancel a transaction, or a transaction is declined or for any other reason reversed, transaction fee and charges in relation to any International Remittances are non-refundable and therefore will not be returned to Your Wallet Account.

3
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You hereby acknowledge and agree that this Wallet Service is powered and serviced by Remittance Intermediaries and such International Remittances will be subject to special terms and conditions as described below: a Unless applicable law in the destination country you specify for a Receiver requires otherwise, You will bear all fees, charges, local taxes, exchange fees, and any other fees and charges of whatever nature for International Remittances
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All activities under a Supplemental Wallet Account shall be considered as activities of the Wallet Account
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We will notify You of any amendments to the Agreement resulting from the introduction of new services by email or by providing a link to the updated Agreement at least thirty 30 days prior to the new service becoming available and the terms of Section 19
5 If after termination of the Agreement there are funds in Your Wallet Account, upon Your request, STC Pay will redeem the full amount of the outstanding e-money We will notify You in the event that We impose such terms in relation to Your Wallet Account at least thirty 30 days before the terms are implemented
3 You shall not rent, lease, lend, sell, redistribute or sub-license any right to use any Card credentials in the Third Party Platform 3 You are required to keep Your contact details up-to-date and shall immediately notify Us of any change in Your contact details by contacting Us in accordance with section 2

Terms and Conditions

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26
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Information about Us and how to contact Us 2
Terms and Conditions
2 For the purposes of these Terms of Use, the following definitions shall apply: 1
Terms and Conditions
All Deductions are charged at the time We process a transaction and are deducted first from the transferred or collected funds and thereafter from Your Balance
2 The terms of this section will automatically apply to such Programs in addition to the specificities of the Program that we may announce from time to time
If You receive a refund for a purchase but You fail to return the product to the merchant, We may charge You for the product consistent with the original order Without limiting the generality of the foregoing, neither party will enter into any contract, agreement or other commitment, make any warranty or guaranty, or incur any obligation or liability in the name or otherwise on behalf of the other party

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You will not be financially responsible for any use of Your Wallet Account by an unauthorized person or for fraudulent transactions occurring before or after You properly notify Us of the loss or compromise, unless You act fraudulently or You acted negligently and did not take reasonable steps to keep Your Credentials safe and secure.

20
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16 Our decision on computation, lapse, cancellation, forfeiture, credit, debit and re-installment of cashback shall be final, conclusive and binding on You
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We will not mediate disputes between You and Providers or enforce or execute the performance of any sales contract
Terms and Conditions
You must notify Us through the methods specified in Section 2